HBV Capital was established in 2006 by Robert Joy. Robert received his formal training whilst employed by the Bank of Scotland, as a Business Development Manager, arranging Commercial Banking, Mortgages and Asset Based Finance. Robert then worked for the global manufacturer CNH Industrial Capital (Case New Holland) for many years, before starting his own finance brokerage.

Initially HBV Capital arranged mainly asset-based funding for the Agricultural Farm Machinery and Construction Equipment Industries. We now arrange Commercial funding across all industry sectors including Bespoke and Specialist fixed equipment, Green Energy (Renewables), Cars, Heavy Goods and Light Commercial Vehicles, all areas of Agriculture, Construction Equipment and Materials Handling, Forestry Harvesting, Horticulture and Golf Course Maintenance Equipment.

As a result of the continued growth and further diversification, the business was incorporated in 2012.

We have always traded on our strong business principles and reputation, growing by customer satisfaction and recommendation, in fact, the company philosophy is based on our Policy Statement which is:

“Our team takes pride in being able to provide competitive funding, obtaining suitable products for our clients across all industry sectors”

Our aim is best set out in our business mission statement:

“Asset finance from a team you can trust / assuring we always act in the best interests of our customers and treating them as we like to be treated ourselves / Achieving growth as a result of customer satisfaction and recommendation”  

Around half of our annual funding, is arranged on behalf of our core farming customers, many of them have been known to us since 2001. Because our staff have a strong background in this key market we understand their specific financial requirements and how their businesses work.

We are members of the AGF Group (Agricultural and Groundscare Finance Group).