HBV Capital offer different types of funding. You can read about them on this page. If you have any questions please feel free to contact us.
HIRE PURCHASE: Ownership of the asset
- Finance up to 90% of the invoice value
- Fixed and Variable rates with structured repayments
- Deposit amount and repayments to suit your cash flow
- Customer owns the equipment (title transfers with an option to purchase fee) on completion
- The asset appears on your balance sheet and capital allowances are claimed
FINANCE LEASE: Hire of the asset – Ownership remains with the Funder/Lessor
- The lessor (finance company) will purchase and own the asset
- The lessee (customer) will have use of the asset during the life of the lease
- The customer pays a primary period of rentals or instalments for the use of that asset
- The finance company will recover a large part or all of the cost of the asset and will earn interest from the rentals paid by the customer
OPERATING LEASE: Hire of a proportion of the asset – Ownership remains with the Funder/Lessor
- Generally shorter term funding
- With or without maintenance contract
- Residual value (RV) will be set by the funder or an appointed third party, who will take title at the end of the contract, in exchange for the RV
LOAN:
- Fixed and variable rate/term
- Unsecured funding for a wide range of projects and requirements
- Livestock
- Buildings and fixed equipment
